More than just a place to live, your home is one of the biggest investments you will ever make. Completely protecting that investment, and your financial security, calls for the right insurance.
Your insurer will not pay more than the limit shown under Coverage A, Dwelling. Increases in building material costs and labor rates, along with other factors, can make the amount of insurance inadequate when it comes time to rebuild your home after a loss. If this is the case, you may be responsible for part of the expense to rebuild your home. We can provide a quick and easy replacement cost estimate on your home to ensure you are properly covered.
Basic Homeowner Insurance covers more than just your home:
Personal Liability Coverage provides protection for you and your family against bodily injury and property damage claims for which you are found responsible. In addition, the insurance company will defend against all liability suits, even if they are false or groundless.
Medical Payments to Others pays non-household members unintentionally injured by you, a family member, or a pet on your property.
Wide Variety of Optional Coverages to further enhance the protection of your home.
Billing Options & Discounts
You can make manageable payments on a monthly or annual schedule. To make your homeowner insurance even more affordable, we can reduce your costs by offering a wide range of discounts such as:
