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Homeowners

Why Should You Purchase Homeowner Insurance?

More than just a place to live, your home is one of the biggest investments you will ever make.  Completely protecting that investment, and your financial security, calls for the right insurance.

Making Sure You Have Enough to Rebuild

Your insurer will not pay more than the limit shown under Coverage A, Dwelling. Increases in building material costs and labor rates, along with other factors, can make the amount of insurance inadequate when it comes time to rebuild your home after a loss. If this is the case, you may be responsible for part of the expense to rebuild your home. We can provide a quick and easy replacement cost estimate on your home to ensure you are properly covered.

Get Your Home Quote

Essentials of Quality Protection

Basic Homeowner Insurance covers more than just your home:

  • Other buildings on your property
  • Furniture, clothing, appliances, and many other personal belongings
  • Covered items while traveling
  • Additional living expenses if you have to temporarily relocate during repairs

Personal Liability Coverage provides protection for you and your family against bodily injury and property damage claims for which you are found responsible. In addition, the insurance company will defend against all liability suits, even if they are false or groundless.

Medical Payments to Others pays non-household members unintentionally injured by you, a family member, or a pet on your property.

Why Choose Marsh & McLennan Agency?

Wide Variety of Optional Coverages to further enhance the protection of your home.

Billing Options & Discounts
You can make manageable payments on a monthly or annual schedule. To make your homeowner insurance even more affordable, we can reduce your costs by offering a wide range of discounts such as:

  • Security System (ADT or similar)
  • Smoke Detector
  • Non-smokers
  • Multi-policy (insuring your home and vehicle with the same insurance company)
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Securities offered through MMA Securities LLC, Member FINRA / SIPC, and a federally registered investment advisor. Main Office: 1166 Avenue of the Americas, New York, NY 10036. Phone: (212) 345-5000. Variable insurance products distributed by MMA Securities LLC. MMA and MMA Securities LLC are affiliates owned by Marsh & McLennan Companies.