A Personal Umbrella will do more than just keep you dry.
A Personal Umbrella will protect your assets and future earnings. With juries providing multi-million dollar court awards, you cannot afford to not have one. You wouldn’t want to lose the money you’re saving for a rainy day.
Personal Umbrellas provide Excess Liability coverage in increments of $1,000,000 over and above your Personal Liability (contained in your Homeowner’s coverage), your Automobile Liability, and your Watercraft Liability.
You must carry minimum limits of:
Depending on the insurance carrier and who drives your vehicles and watercraft, the insurance company may require higher underlying limits of liability. Premiums are determined by the number of vehicles, watercraft, and homes you own. The minimum premium is approximately $200 per year. At this level, you cannot afford to not purchase this coverage.