December 2018 Healthy Tip

Toy Safety

Posted in Alerts

This holiday season, as always, parents, grandparents, friends, and co-workers will spend a great deal of time and money searching for that perfect toy for the kids on their shopping list. Which is great!  Toys are a fun and vital part of every child's development but it’s also important to ensure toys are safe.  The best way to keep your child safe while playing with toys is to supervise them and show them how to play with their toys safely.  Be present with them! 

Here are a few toy tips to keep kids safe: 

  • Be aware of possible lead contaminants. Children naturally put toys in their mouths or they put their fingers in their mouths after playing with toys and subsequently lead gets into their bodies. Lead levels in children may cause delays in brain development; children age 4 and younger are at especially high risk.  Painted toys must use lead-free paint.  You can't see or smell lead so if in doubt, better to dispose of a toy. 
  • Always read and follow the age label, warnings, safety messages and assembly instructions. 
  • Age levels for toys are determined by safety factors, not intelligence or maturity, and should be followed even for children who seem advanced for their age.   Also be aware that younger siblings at home may have access to those toys. 
  • Check toys often for hazards like loose parts, broken pieces or sharp edges, and repair or discard any weak or broken toys. Report any hazards to the manufacturer and the Consumer Product Safety Commission ( 
  • Avoid cheap metal or painted jewelry for children who may still mouth objects as they may contain lead. 
  • Think twice about toys with sharp points or edges, toys that produce loud noises, and projectiles (such as darts).   
  • Beware that toys with strings, straps, or cords longer than 7 inches that may pose a risk for strangulation for young children.  
  • Electrical toys with heating elements aren’t for children under age 8. 
  • Dispose of uninflated or broken balloons immediately. 

For additional information go to and search “safe toys.” 

For informational purposes only. 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change. 

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